GUESS WHAT: One of the best ways to save money is to open an IRA: an Individual Retirement Account.
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Anyone can open them in the USA, you don’t even need to have a job!
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If you are a working, tax-paying American resident, this is a brilliant idea because you can save money from your paycheck BEFORE THE TAXMAN GETS IT.
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You don’t pay taxes on the money you save; you pay taxes on the money when you RETIRE – when your tax rate is likely much lower.
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It’s easy peasy to open an IRA. Either ask your employer, or go online to reputable money manager like Fidelity or Vanguard (Quote by Tennessee Williams)