CLAIM YOUR OWN INDEPENDENCE DAY! (part 3 of 4 Steps to Financial Independence )

Spend your way into financial independence!
Step Three: CONTROL your spending.

Income = Spending + Saving/Investing

Want more $ left over to save and invest? Spend less. It’s the easiest part of the equation.

Budgeting is an eternal necessity of financial health. Whether you make $15k or $150k, you need to question your purchases, perhaps postpone them. Do you really need a car this year? Why not wait a year or two? Do you really need 3 pairs of jeans? How about 2? Do you need to buy coffee every day?
Pay off your debts rather than accumulate more of them.

If you budget your spending and make tough choices, you have the best chance of reaching your goals.