A PPO (Preferred Provider Organization) is a managed health care system / insurance where you pay for care as you need it. πŸ‘©β€βš•οΈ
Most offer cheaper health care if you choose providers in the network. πŸ₯
Most allow out-of-network coverage at a more expensive rate. πŸ’΅
Typically you do NOT need a referral to see doctors. πŸ‘©β€βš•οΈ