BREXIT: IT IS NOT THE END OF THE WORLD, PEOPLE!But...
BREXIT: IT IS NOT THE END OF THE WORLD, PEOPLE! But it will affect you, wherever you live. Here are 2 ways: If you are a traveler, now is the time to book a trip to the UK. Cheapest time in 31 years! If you need a mortgage (or other loan), lock in the rate! Interest rates are hitting new lows, and will be low for several months. Financial markets were rocked by this vote: stocks down, interest rates down, volatility up. However, don’t expect everything to worsen from here. The real repercussions of the Brexit vote will be over the next decade. The trend is real – nationalism is trumping unity.
BREXIT: IT IS NOT THE END OF THE WORLD, PEOPLE! But it will affect you, wherever you live. Here are
IS THE UK LEAVING EUROPE? What is ‘Brexit’ and should...
IS THE UK LEAVING EUROPE? What is 'Brexit' and should you care? This Thursday a key vote takes place in England, where citizens vote whether they want to REMAIN in the European Union or LEAVE. While a 'leave' vote will have drastic effects on the UK, and significant effects on Europe, there won't be much obvious impact on the daily lives of people elsewhere. However, a LEAVE vote can and will impact financial markets in most places! Expect volatility. Expect England's and EU economic growth to slow. Interest rates will stay low or fall further. UK's currency (the British pound) will weaken. Bright side? Tourists to the UK would find it cheaper to visit! Stay tuned for further insights based on Thursday's outcome..
IS THE UK LEAVING EUROPE? What is ‘Brexit’ and should you care? This Thursday a key vote takes place in
Sometimes you just need to pause, take a look around,...
Sometimes you just need to pause, take a look around, and wait for the right time to move. That’s what the Federal Reserve, which is the USA’s central bank, did this week. They decided not to raise interest rates, leaving them unchanged at very low levels. Unlike the view in this picture, when these officials look at the world’s economy, they don’t see a pretty scene. They are worried the US is slowing, and the rest of the world is facing new risks (the UK might vote to leave the European Union!) If you have loans, or are looking to borrow, interest rates will stay very low for even longer. However if you are a saver, the rate you get paid doesn’t look too exciting.
Sometimes you just need to pause, take a look around, and wait for the right time to move. That’s what
MOVING SUCKS in so many ways!Don’t waste money spending 💰💰in...
MOVING SUCKS in so many ways! Don’t waste money spending 💰💰in storage fees…3 REASONS WHY: 1. Storage can quickly be as expensive as buying new furniture. 2. There is a big market out there for used stuff, sell it! 3. Worst case, donate it to a good cause and get a tax write-off! Not only is purging good for the soul, it can be better for the wallet. Before signing up for costly storage for your items, consider these financial aspects. Storage fees are insanely expensive, to the point that I think I should get into the storage business. 6 months storage fees counts toward a whole lot of new furniture. Is it really worth it, for that favorite old couch you just can’t throw away? There are many potential buyers out there for your stuff, especially furniture made of wood or leather. Thanks to Craigslist and Ebay, it is easy to advertise. If you donate those items you don’t “need,” you get a tax write-off. Not only do you help others in need, you can potentially take a chunk of the value of the donated item off your tax bill! WIN WIN. #budget #personalfinance #financialliteracy #finance #investor #financialplanning #womenwithmoney #saving #savemoney #moneytips #financialgoals #finspiration #moneygoals #girlboss #financialfreedom #moneytip #financialeducation #instagood #instafollow #instadaily #picoftheday #moving #storage #donate #taxwriteoff #taxes #movers
MOVING SUCKS in so many ways! Don’t waste money spending 💰💰in storage fees…3 REASONS WHY: 1. Storage can quickly be
YOU TOO WILL GET OLD SOMEDAY! 👀🙈🙉 Ok, not as...
YOU TOO WILL GET OLD SOMEDAY! 👀🙈🙉 Ok, not as old as this 1400 year old redwood… but still, old enough that you need to have a PLAN – and you need to SAVE …now.How about put a $5 bill in a jar every week – and then, once a month put the contents in a bank account that pays interest?  You won’t miss this $5.Of course, $5 a week won’t cover retirement…but it’s a start.  You will have to save and invest more as your income grows.  Don’t rely on the government to cover you! Old age is expensive: insurance doesn’t cover all the meds! Assisted living, transportation, so many things it’s nuts.Start early, let routine be your friend, and stay committed.#budget #personalfinance #financialliteracy #finance #investor #financialplanning #womenwithmoney #saving #savemoney #moneytips #financialgoals #finspiration #moneygoals #girlboss #financialfreedom #moneytip #financialeducation #instagood #instafollow #instadaily #picoftheday #california #redwoods
GOING ON A ROAD TRIP? 🚗✈️ READ THIS: Gas prices...
GOING ON A ROAD TRIP? 🚗✈️ READ THIS: Gas prices surging but don't worry! They will level off now - Pack your car and keep your plans! Like everything else, gas prices are determined by supply and demand. For gas, supply is the dominating issue; now that US shale produces tons of oil, there is plenty of supply. We won't be seeing $5-6 gas prices in the USA anytime soon. #budget #finance #oil #financialliteracy #roadtrip #money #vacation #bargain #gas #car #family #instalike #instagood #instafollow #instadaily #picoftheday #igers #california #economics
GOING ON A ROAD TRIP? 🚗✈️ READ THIS: Gas prices surging but don’t worry! They will level off now –
Connect!One thing I have learned “late” in life is the...
Connect! One thing I have learned "late" in life is the power of networking. In my 20s, I don't think I even came across the word "networking." In my 30s, I was too busy with work and small kids. In my 40s, every single day I am living the dream outcomes of networking. Whatever your age, start now! Whether with friends of friends or within the workspace, if a possible meeting /gathering /social /networking opportunity arises - JUST SAY YES! Perhaps you don't need anything at the moment. Perhaps you're not a social butterfly. Perhaps you are SO BUSY you can't make the time. I'm telling you - from experience - chances are that of 3 people you meet, at least 1 will prove valuable to you sometime in the future. Go out, collect business cards, be open to new contacts, get inspired. The majority of people really enjoy getting asked for help. And, the majority feel the positive vibes from helping others. Win win. #business #startup #brand #financialliteracy #buildabusiness #invest #career #women #work #womeninbusiness #businesswoman #businessowner #networking #justask #connect #network #businesscards #lesson #connection #entrepeneur #entrepeneurship
Connect! One thing I have learned “late” in life is the power of networking. In my 20s, I don’t think
Bargain for your bikes and for your banking needs! (and...
Bargain for your bikes and for your banking needs! (and more, for that matter!) We often think we can only make bargains while at flea markets, antique fairs, or in developing country bazaars. Not true! I recently had to buy some bikes as mine were stolen GRRR. I went to my local shop, and after testing a few, decided to get four so everyone in the family could ride. A few I chose were on sale...as I was ringing up, I asked "Any chance you can give me the sale discount on the other two?" Sure enough, 15% off. Just for asking! The same can hold true with financial shopping. Say you are going to open a bank account - these institutions are competing for YOUR money, see what you can get from them! Perhaps you can ask for perks, like an account opening bonus with a minimum deposit, or if you set up direct deposit from your workplace, for example. If you don't ask, you'll never know! Even when shopping for mortgages, after you find a good deal, ask them if they can do better. For example, ask "is there any way you can get me a reduced mortgage rate? Is there a way you can cut my closing costs somehow?" It works, I swear! And...if there are no bargains, shop around before you seal the deal. #finance #financialliteracy #investment #budget #shopping #business #work #women #womeninbusiness #businessowner #personalfinance #financialadvice #mortgage #bargain #budget #banking
Bargain for your bikes and for your banking needs! (and more, for that matter!) We often think we can only
The launch of a new business has so many parts...
The launch of a new business has so many parts and involves so many people. One key lesson I have learned so far is to pose the question ‘Who can I ask for help?' Because I'm not an expert in everything! Chad, one of my best high school mates, happens to be a brilliant, experienced media man, and can whip around Photoshop like he's playing piano. After coming up with the idea of BizzyChicks I reached out to him and said 'can you help me come up with a logo?' He took me through Brand 101! Here we are brainstorming in my dining room - and having a grand old time while doing it. What I learned as lesson one: spend time getting clear on the image you want your company to project. Make a long list of adjectives and nouns and verbs. Expect to spend hours / days / weeks getting it formed. And have some fun!
The launch of a new business has so many parts and involves so many people. One key lesson I have